PROTRIP-WORLD-H is a full personal liability insurance for private and professional stays abroad within the framework of youth and educational programmes. Additional to bodily injury and property damage, damage to rented property is included in the insurance scope.
Insurance cover will only take effect if other private liability insurances that apply to the persons mentioned do not have to pay (subsidiary coverage).
Damages occurring during internships, which are part of studies or an Erasmus Plus programme, are covered in the amount of the agreed sum insured. Damages occurring during internships, which are not part of studies or an Erasmus Plus programme, are covered in the amount of €10,000. In the latter case, a deductible of €100 per damage case applies.
Damage caused by the use of a motor vehicle is not insured. This includes both personal injury and damage to property.
You will find a full description of benefits and benefit exclusions in the General Insurance Conditions.